Tips for First-Time Home-Buyers

Young couple browsing internet at home


When it’s time to take that leap of faith from renting to buying – whether you’re a young professional, small family or newly divorced and want your own abode, The Linda Rea Team works with all potential buyers, no matter your budget.

We have the knowledge and expertise to guide you through the process from beginning to end and help you prepare for this life-changing event. There are many things to consider before making this investment, and a well-rounded realtor will know how to guide you into a house that feels like home.

There are many home-buying classes to take advantage of in Oakland and Macomb Counties that can help you get pre-approved and set benchmarks if your credit needs some work. There are down payment assistance programs for those who qualify and our team understands the ins and outs of these programs.

The Rochester Area Neighborhood House occasionally offers these classes on site, and they can also guide you to more resources. The classes teach you about inspections, budgets, closing costs, homeowner’s insurance, taxes and other things to take into consideration prior to getting pre-approved.

If you are already in a position to buy and are in need of referrals, we have a database of trusted professionals ready to assist you. We can guide you through the pre-approval process and then get started on your search.

When looking for your first home, some of the things to take into consideration include the physical make-up of a home. Do you need a colonial, are you more comfortable in a ranch or would you like a maintenance-free condo? Are you looking for a walkable community with amenities close by? Does the school district make or break your decision? Is public transportation a consideration? We can help guide you to the right neighborhood for your unique needs.

We always recommend that you interview at least three realtors prior to choosing the one that you feel most comfortable with – and we welcome you to do just that. We have generations of satisfied customers who refer and recommend us because they respect our family values.

Here are a few tips for first-time home buyers that we’d like to share with you according to Investopedia:

1. Determine your long-range goals.

2.  Determine the specific features you would like your home to have.

3. Consider your financing options and learn about the mortgage payment structure.

4. Budget for repairs, taxes, homeowners insurance and other mini-emergencies.

5. Close or keep looking. A reputable real estate agent will instinctively know what the right thing to do is once they assess all of your individual needs and requirements.

Let the award-winning Linda Rea Team assist you along the journey to home ownership. We are confident you’ll get the keys to your new home and a new life that fits for everyone.

Visit The Linda Rea Team at 1002 N. Main Street in Downtown Rochester. Call 248-709-3786 or visit for more information. Follow us on Facebook at Facebook/TheLindaReaTeam.